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WHY YOU NEED INSURANCE

Most people don't realize coverage for guns is limited on their homeowners policy. These real-life losses illustrate how we saved the day (and money) for our customers!

 

Mark, age 81, New York
Total Firearm Cost: $5,400

Mark, a young hearted but elderly gentleman, returned home from a stay at the hospital to discover his guns were missing. Unfortunately, they were stolen by a relative who took advantage of his difficulties. Mark owned $5,400 and had a $1,000 limit on firearms insurance through his homeowners policy.

We paid the difference: $4,400


 

Antonio, age 32, Missouri
Total Firearm Cost: $11,584

Tony came home to learn his house was burglarized and his guns were missing. Two men entered the home by breaking into the entrance door of the garage. They then went into Tony’s bedroom and found his guns in the closet. Being an avid hunter, Tony had $11,584 of guns. His homeowners paid a $5,000 limit on his firearm loss.

We paid the difference: $6,584


 

Sue & Vaughn, retired couple, North Carolina
Total Firearm Cost: $4,250


This couple retired to the dream home they built in the North Carolina mountains, only to lose everything in a wild forest fire. They owned $4,250 of firearms, but their homeowners policy only reimbursed $2,500.

We paid the difference: $1,750


 

Janice, age 55, Southern California
Total Firearm Cost: $2,900

Janice was visiting a gun show when her vehicle was broken into. The thief stole her rifles, scopes, and ammunition. Several other cars were also broken into that night. Since her homeowners policy does not cover theft of firearms under her automobile policy, Janice was lucky to have coverage with us.

We covered the loss: $2,900

 

 

 

 


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888.843.3340

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